Advanced Business Planning

Empowering small businesses through Pure Advice, strategic design, financial insights and planning.

Exit Planning Is Strong Business Strategy

Exit planning isn’t just about walking away—it’s about building a business that runs smoothly, grows efficiently, and isn’t entirely dependent on you. A company that’s ready for a future exit is also one that’s more valuable and easier to operate today.

When you start thinking about your eventual exit—even if it’s 10+ years out—you naturally begin making better decisions:

• You fix what’s holding value back

• You clean up the financials buyers (and banks) will look at

• You build systems that let the business run without you

Whether you sell, pass it on, or just want more freedom, exit planning gives you more options—and more control over your future.

Value Growth Is Smart Business Strategy

Value growth means building a business that’s more profitable, less risky, and better aligned with what you want long term. It’s not about growing for growth’s sake—it’s about growing on purpose.

We focus on the true drivers of business value:

• Sustainable profit

• Strong systems

• Low owner dependence

• Clear leadership and talent pipelines
  

These are the same things that make your business more enjoyable to run and more attractive to future buyers.

Enhance & Exit: A Smarter Way to Finish Strong

Enhance & Exit is built for business owners who are within 3–5 years of stepping away—whether through a sale, transition, or succession plan. At this stage, the focus shifts to strengthening the company in ways that directly increase value, reduce deal risk, and improve transferability.

We help you:

• Fix gaps that will show up in due diligence

• Clean up owner dependencies

• Strengthen financials and systems

• Identify what makes your business attractive (or vulnerable) to different types of buyers

The goal isn’t just to exit- it’s to exit well, with options, confidence, and outcomes that support your next chapter.

Master Planning for Business: The Best Business Strategy

Master Planning is about aligning your life, your business, and your long-term goals- well before you ever think about exiting. It starts with a clear picture of where things stand today: your financials, systems, leadership, personal goals, and business risks.

From there, we build a future-state vision, and a practical path to get there. This approach brings together value growth, personal financial planning, business strategy, and exit readiness under one roof. Whether you’re just hitting your stride or planning 10 years out, Master Planning gives you the full picture and puts you in control.

CVO: Your Value Growth Strategist

Don’t Just Buy a Title. Demand Strategic Value.

Unlock Hidden Value in Your Business Before You Exit or Expand.

While originally designed to help business in decline restore stability and profitability (& develop turnaround strategies for business held by bank workout groups)... it has evolved into the most advanced Enterprise Value Creation Methodology for SMB.

We start with our Value Opportunity Profile (VOP) service gives you a clear, data-driven snapshot of where your business stands today... exactly where it needs to evolve to become a high-value, high performance, investment grade company. Using a proven framework, we assess your operations across eight key functional areas, identify constraints limiting growth and valuation, and surface opportunities to boost enterprise value.
Whether you're preparing for a sale, raising capital, or just want to run a stronger, more valuable company, the VOP delivers actionable insight you won’t get from standard financial reports, online "valuators", or generic coaching.

Clarity. Focus. Value acceleration. All in one assessment.

Outsourced Chief Value Officer

CFO: Sustainable Growth Strategy

Don’t Just Buy a Title. Demand Strategic Value.

If your “CFO” isn’t helping you think long-term, align finances with growth, or make smarter business decisions — you’re not getting CFO services. You’re just paying more for bookkeeping in a better suit.

Many business owners are overpaying for “outsourced CFO services” that are really just glorified bookkeeping. These services clean up the books and generate reports — but they don’t provide the financial leadership that actually drives growth, profitability, or value.

You’re not getting strategic insight — you’re getting controller-level compliance work dressed up with a CFO label.

You need to get more value for your money. You probably don't need some of the services you are paying for, and you probably do need other help. But without expert advice, you are probably overpaying and they are probably underdelivering.
If you love your bookkeeper, accountant, comptroller, or CPA and they are doing a great job on accounting you can keep them.
We want to keep as many of your relationships as possible. But lets make sure all the critical value work is being done right, and for the right price.

Owner: What DO I do to have a successful business?
Most Productized Outsourced "CFO's": Oh sure! (insert generic advice about revenue, profit, and cashflow drivers)
Red Yellow Green Stoplights on a spreadsheet. (Try this next.)

Real CFO: (sigh) [Formulaic advice might help you, some.]
Well that is mostly true... but that is not really how the levers in your business works... the profit, revenue growth, and cashflow are outcomes of producing value.
They are the outcome of ALL of the business decisions you have been making for years, not Key Performance Indicators.

... lets start here and get you to the RIGHT next step, in the right order, at the right time, for the right price,

F.A.Q. & Term Explainer

Can you describe your FP&A and Business Planning approach?

We approach your business planning with one goal in mind: building a more valuable, transferable, more enjoyable company. Whether you’re planning to exit soon or just want to run a stronger business. Through our diagnostic valuation framework, we focus on the key drivers of enterprise value, from financial performance to operational efficiency, leadership, and risk reduction.

We help you see the shape of your business, help you find the hidden levers, and the byproduct happens to be more freedom, more wealth, and more options for the future.

Our FP&A process gives you clear visibility into your numbers—cash flow, profit margins, capital needs, and key financial drivers—so you can make smart, timely decisions. We help you model different scenarios, plan for growth, and align short-term moves with your long-term goals.

But we don’t stop at the financials. We also guide you through the non-financial factors that impact value and exit readiness—like leadership succession, owner dependence, and business attractiveness to buyers. Whether you plan to sell, scale, or transition to the next generation, we make sure your financial planning is working toward the bigger picture.

Is Exit Planning just for big business?

Whether you plan to sell, hand off, or wind down your business, we help you plan for that transition early. That includes tax considerations, business valuation conversations, and how the sale (or wind-down) fits into your personal retirement plan. Even if it’s years away, it’s worth thinking through now.

Business Owner Cash Flow Planning

Running a business means your income isn’t always predictable. We help you create a plan that balances paying yourself, covering expenses, and saving for taxes—without the guesswork. It’s about keeping your business running smoothly and your personal finances on track.

Business Liquidity Strategy

Cash on hand is your business’s safety net. We’ll help you figure out how much to keep in reserves, where to hold it, and how to build a cushion that gives you breathing room. Liquidity gives you options—and peace of mind.

Owner’s Pay Strategy

How you pay yourself affects your taxes, retirement savings, and long-term goals. We’ll walk you through options like salary, distributions, and business reinvestment so you’re not overpaying taxes or underpaying yourself. It’s about finding the right rhythm for both your life and your business.

Business Debt Analysis

Not all debt is bad. We’ll review your current loans, credit lines, or financing and help you understand what’s working, what’s costing too much, and where you have room to improve. The goal is to keep your debt manageable and your strategy intentional.

Retirement Planning for Business Owners

You don’t get a 401(k) unless you set one up. We help you explore the right retirement savings tools for your business—whether it’s a SEP IRA, Solo 401(k), or something else—and build a plan that fits your income flow. Your future self will thank you.

Compensation Planning for Key Employees

Attracting and keeping great people often means going beyond a paycheck. We help you think through profit sharing, equity, bonuses, and benefits that support your goals—and theirs. A well-structured plan can motivate your team and align everyone around the growth of the business.

Business Quality Review

We help you assess the overall health of your business—not just revenue, but systems, people, growth potential, and risks. A strong business isn’t just profitable—it runs well even when you're not in the room. We’ll help you get there.

Leadership & Management Succession

Ownership Succession is only a tiny part of an exit plan. If your business relies heavily on you, it’s time to think about who comes next. We help you start planning for key roles, transitions, and leadership development—so the business can keep running without a hitch. Whether you’re stepping back soon or just thinking ahead, a plan brings stability.

Quality of Earnings Review

If you’re thinking about selling your business—or just want a better handle on performance—we help you dig into the numbers that really matter. We look beyond revenue to assess stability, cash flow, and risk. Clean financials make your business more valuable and easier to run.

Real Estate for Business Owners

Owning the building your business operates in can be a smart long-term move—or a big distraction. We walk you through whether buying, leasing, or creating a separate entity makes sense for your goals. It’s about making real estate work for your business, not the other way around.

Business Attractiveness for Future Buyers

If selling someday is on your radar, we help you start now to shape a business that’s attractive to buyers. That means improving systems, reducing reliance on you, and making sure your financials are clean. The stronger the business, the better your options when it’s time to exit.

Company Specific Risk Management

Every business has its blind spots. We help you spot and address risks—financial, legal, operational—that could hurt your valuation or disrupt your growth. The earlier you tackle these, the easier they are to manage.

Business Owner’s Pay Analysis

If you’re self-employed or run a business, how you pay yourself has a big impact on taxes, saving, and cash flow. We’ll help you find the right balance between salary, distributions, and reinvestment. It’s about getting paid in a way that supports both your lifestyle and your long-term goals.

Business Financial Planning & Analysis

Company-Specific Risk Management

Every business has its blind spots. We help you spot and address risks—financial, legal, operational—that could hurt your valuation or disrupt your growth. The earlier you tackle these, the easier they are to manage.

Business Owner $ycronization Planning

If you own a business, your personal and professional finances are deeply connected. We help you plan around cash flow, taxes, retirement savings, and exit strategies in a way that supports both sides. Whether you’re growing, selling, or just starting, we’re here to help you think it through.

Turnaround or Restructuring Planning

If the business has hit a rough patch, we help you assess what’s working, what isn’t, and where to focus next. That might mean cutting costs, streamlining operations, or renegotiating debt. It’s about finding a path forward without burning out or giving up.

Get In Touch

Reach out to us for personalized financial planning tailored to your small business needs.